Emergency repair grants or loans may be offered to pay for critical home improvement work to correct items that are determined by the Rehabilitation Specialist to be of an immediate nature. The OCED Emergency Repair Program can currently assist eligible homeowners with urgent repairs related to furnaces, water heaters or sewer issues. Emergency grants will be limited to a one-time assistance during a five-year period regardless of whether a grant or loan was received originally.
This program can fund urgent repairs up to $5,000 as a grant. Repairs over $5,000 are funded through a 5 year deferred payment loan (0% property lien) to eligible, owner-occupied households within the jurisdictions of the Urban County. Emergency repair loans shall be in the form of a deferred, no interest property lien that is forgiven at a rate of one-fifth per year for the five-year period after project completion.